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Commercial surety

Fidelity & ERISA Bonds

Fidelity bonds protect a business from employee theft; ERISA bonds satisfy the federal requirement to bond anyone who handles plan assets. Both issue fast.

Fidelity & ERISA Bonds — The Keating Agency

A fidelity bond protects a business against loss from dishonest acts by its employees. An ERISA bond is the specific fidelity coverage required by federal law for every person who handles funds of an employee benefit plan — generally at least 10% of plan assets, up to the statutory cap.

These are straightforward and inexpensive to place. We make sure the limit satisfies the requirement and issue promptly.

Common fidelity & erisa bonds

ERISA plan bonds

Required for plan fiduciaries and anyone handling plan assets.

Employee dishonesty bonds

Cover theft of money, securities, or property by employees.

Business service bonds

Protect clients against theft by employees working off-site.

What we need to quote

The required bond / coverage amount

Plan asset value (for ERISA) or number of employees

Basic business information

Fidelity & ERISA Bonds FAQ

How much ERISA bond do I need?

Generally at least 10% of the plan assets handled, with a $500,000 cap (or $1,000,000 for plans holding employer securities). We confirm and issue the right limit.

How fast can these issue?

Usually same day — fidelity and ERISA bonds are standardized and credit-based.

Is a fidelity bond the same as insurance?

It's a surety product that functions like crime coverage for employee dishonesty. We'll make sure you have the right form for your requirement.

Forms for fidelity & erisa bonds

Commercial Bond Request Form

For license & permit, deposit, fidelity, and other commercial surety bonds.

Download

Get your fidelity & erisa bond

Tell us what you need and we'll confirm the exact form and requirements, then get it issued cleanly. Same-day turnaround on most bid bonds.

Start Your Bond Request

One form, every bond type — or chat with us and we'll confirm requirements right away.

Commercial & license bonds — issued online

Get Your Bond at KeatingBonds.com

Our commercial bond site — most license & permit bonds quoted and issued in minutes.

Prefer to work with our team directly?

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✓  We'll review your submission, confirm any missing details, and follow up with a quote or next steps — typically within 1 business hour during business hours.

Available Mon–Fri — or leave a message and we'll follow up same day.

Call Us — 610-489-6168
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