Bonding Letters
Owners and GCs often ask for a bonding letter before you bid. We issue a clean letter stating your single and aggregate capacity, signed by the surety.
A bonding (or surety) letter confirms that a surety supports your contracting operation and states the single-project and aggregate limits they're comfortable bonding. It's a prequalification tool — not a guarantee of any specific bond — used to satisfy owners, GCs, and bid documents.
Because the letter reflects your underwriting, getting one in place means your account is already set up to issue bonds quickly when you win the work.
Estimate your bonding letters bond cost
Instant estimate on our real rates — then get the detailed breakdown and an exact quote.
A bonding letter is a capacity confirmation, not a priced bond — there's no premium for the letter itself. We issue it off your underwritten account.
Get the detailed breakdown + a same-day quote
We'll send a line-by-line estimate for your bonding letters and confirm your exact rate. Or call 610-489-6168.
Common bonding letters
Single & aggregate letters
State your per-project and total program capacity.
Project-specific letters
Confirm willingness to bond a named project for prequalification.
Capacity increase letters
Reflect higher limits after updated financials and WIP.
More in Contract Bonds
The bonds that back construction work — bid, performance & payment, bonding letters, and credit-based Express.
Bid Bonds
Same-day bid bonds that guarantee your proposal and your ability to bond the job if you win.
Learn more →Performance & Payment Bonds
The two bonds that back the job — performance guarantees the work, payment guarantees your subs and suppliers.
Learn more →Express Bonds (Credit-Based)
Credit-based surety bonds with minimal paperwork and fast issuance — no full financial package. Up to $3,000,000 for contractors and $1.5M–$2M for developers.
Learn more →What we need to quote
Who the letter is addressed to and any required language
Latest financials and WIP schedule
The single and aggregate capacity you're targeting
Bonding Letters FAQ
Is a bonding letter a guarantee that you'll issue the bond?
No. It states the surety's general support and capacity. Each bond is still issued subject to the usual review, but a letter means your account is already underwritten.
How fast can I get one?
For an underwritten account, often same day. For a new account we need to establish the file first — financials and WIP are the gating items.
What limits will the letter show?
Your single and aggregate capacity as supported by your financials and track record. We work to position the strongest accurate numbers.
Bonding Letters by state
Requirements and obligees vary by state. Choose yours for bonding letters specifics — we write in all 50 states and D.C.
Get your bonding letters bond
Tell us what you need and we'll confirm the exact form and requirements, then get it issued cleanly. Same-day turnaround on most bid bonds.
Start Your Bond Request
One form, every bond type — or chat with us and we'll confirm requirements right away.
All bond types — contract, subdivision & commercial
Request a Bond→One form for every bond request — we'll confirm requirements and route it right away.
✓ We'll review your submission, confirm any missing details, and follow up with a quote or next steps — typically within 1 business hour during business hours.
Available Mon–Fri — or leave a message and we'll follow up same day.