Money Transmitter Bond
State regulators require a money transmitter bond, usually filed through the NMLS, to license a money-transmission business. We place it on the exact state form, priced on your financials and credit.
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Most money transmitters quote and issue in minutes on our commercial bond site — backed by A-rated carriers.
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A money transmitter bond is a license and permit bond required by state regulators — usually filed through the NMLS — to obtain or keep a money transmitter or money services business (MSB) license. It guarantees the licensee will comply with state money-transmission laws and protects consumers if they don't.
Required amounts are large and vary widely by state and by your transmission volume — commonly $10,000 to $500,000 or more — and the premium is typically 1%–3% per year based on your financials and credit. We coordinate multi-state placements through the NMLS.
Estimate your money transmitter bond cost
Instant estimate on our real rates — then get the detailed breakdown and an exact quote.
Estimated annual premium on a $25,000 bond — roughly 1%–3% for well-qualified applicants, with a typical $100 minimum on smaller bonds. License bonds are credit-based; your exact rate is set at underwriting.
Get the detailed breakdown + an exact quote
We'll send a line-by-line estimate for your money transmitter bond and confirm your exact rate. Or call 610-489-6168.
Common money transmitter bond
Money transmitter bonds
Required to hold a state money-transmission license.
Money services business (MSB) bonds
For check cashers, currency exchangers, and related MSBs.
Multi-state NMLS filings
One coordinated placement across every state you're licensed in.
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The $75,000 BMC-84 bond the FMCSA requires for freight brokers and forwarders. Issued and filed fast.
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The license bond your state requires — filed through the NMLS — to hold a mortgage broker or lender license.
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Learn more →Liquor License Bond
The alcohol bond many states and cities require to issue a liquor license — guaranteeing tax payment and compliance.
Learn more →What we need to quote
Your state(s) and license type
The required bond amount(s)
Business financials and owner information for underwriting
Money Transmitter Bond FAQ
How much does a money transmitter bond cost?
For qualified applicants, roughly 1%–3% of the bond amount per year. Because required amounts are large and vary by state, we quote your exact rate after reviewing your financials.
What bond amount do I need?
It's set by each state and often scales with your transmission volume — commonly $10,000 to $500,000 or more. Tell us your states and we'll confirm each requirement.
Can you handle multi-state licensing?
Yes. We place and file money transmitter bonds across every state you're licensed in, coordinated through the NMLS.
Forms for money transmitter bond
Commercial Bond Request Form
For license & permit, deposit, fidelity, and other commercial surety bonds.
DownloadGet your money transmitter bond
Tell us what you need and we'll confirm the exact form and requirements, then get it issued cleanly. Same-day turnaround on most bid bonds.
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One form, every bond type — or chat with us and we'll confirm requirements right away.
Commercial & license bonds — issued online
Get Your Bond at KeatingBonds.com→Our commercial bond site — most license & permit bonds quoted and issued in minutes.
Prefer to work with our team directly?
Request a Bond→Send us the request and we'll route it for you.
✓ We'll review your submission, confirm any missing details, and follow up with a quote or next steps — typically within 1 business hour during business hours.
Available Mon–Fri — or leave a message and we'll follow up same day.