Mortgage Broker Bond
State regulators require a mortgage broker bond, filed through the NMLS, to hold your mortgage broker, lender, or servicer license. We place it on the exact state form, priced on your credit.
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Most mortgage brokers quote and issue in minutes on our commercial bond site — backed by A-rated carriers.
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A mortgage broker bond is a license and permit bond required by state regulators — usually filed through the NMLS — to obtain or maintain a mortgage broker, lender, or servicer license. It guarantees the licensee will comply with state mortgage-lending laws and protects borrowers if they don't.
The required amount is set by each state and often scales with your loan volume — commonly $10,000 to $100,000 — and the premium is typically 1%–3% of that amount per year, based on credit and financials. We place mortgage bonds state by state on the correct NMLS form.
Estimate your mortgage broker bond cost
Instant estimate on our real rates — then get the detailed breakdown and an exact quote.
Estimated annual premium on a $25,000 bond — roughly 1%–3% for well-qualified applicants, with a typical $100 minimum on smaller bonds. License bonds are credit-based; your exact rate is set at underwriting.
Get the detailed breakdown + an exact quote
We'll send a line-by-line estimate for your mortgage broker bond and confirm your exact rate. Or call 610-489-6168.
Common mortgage broker bond
Mortgage broker bonds
Required to hold a state mortgage broker license via the NMLS.
Mortgage lender & servicer bonds
For licensed mortgage lenders and loan servicers.
Multi-state NMLS filings
One coordinated placement across every state you're licensed in.
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Learn more →What we need to quote
Your state(s) and license type
The required bond amount
Business and owner financials for underwriting
Mortgage Broker Bond FAQ
How much does a mortgage broker bond cost?
Typically 1%–3% of the bond amount per year for well-qualified applicants — so a $25,000 bond often runs about $250–$750 annually. Rate depends on your credit and financials.
What bond amount do I need?
It's set by each state and frequently scales with your loan volume — commonly $10,000 to $100,000. Tell us your state(s) and we'll confirm the exact requirement.
Can you handle a multi-state NMLS filing?
Yes. We place and file mortgage bonds across every state you're licensed in, coordinated through the NMLS on the correct forms.
Forms for mortgage broker bond
Commercial Bond Request Form
For license & permit, deposit, fidelity, and other commercial surety bonds.
DownloadGet your mortgage broker bond
Tell us what you need and we'll confirm the exact form and requirements, then get it issued cleanly. Same-day turnaround on most bid bonds.
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One form, every bond type — or chat with us and we'll confirm requirements right away.
Commercial & license bonds — issued online
Get Your Bond at KeatingBonds.com→Our commercial bond site — most license & permit bonds quoted and issued in minutes.
Prefer to work with our team directly?
Request a Bond→Send us the request and we'll route it for you.
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Available Mon–Fri — or leave a message and we'll follow up same day.